quarta-feira, 28 de abril de 2010

Feirão da Caixa terá 450 mil imóveis à venda neste ano no país


TATIANA RESENDE


Mais de 450 mil imóveis estarão à venda em 13 cidades do país no Feirão da Casa Própria, realizado pela Caixa Econômica Federal entre 7 de maio e 11 de junho. O evento ainda será completado por 41 feiras de menor porte, sem detalhar os locais.

Preços de imóveis disparam até 40% em São Paulo
Vendas de imóveis usados crescem 36% em janeiro no Estado de SP
Financiamento imobiliário com recursos da poupança bate recorde

A feira passará por Belém, Rio de Janeiro, Salvador, Curitiba, Uberlândia, Belo Horizonte, São Paulo, Brasília, Recife, Porto Alegre, Fortaleza, Campinas e Florianópolis.

A sexta edição do evento terá 200 mil moradias dentro do programa Minha Casa, Minha Vida. A previsão é que os negócios realizados durante o feirão totalizem R$ 3,5 bilhões.

Apenas em São Paulo serão oferecidos 151.845 imóveis, sendo 35.919 pelo Minha Casa, Minha Vida. O evento considera a capital, Grande São Paulo e Baixada Santista.

A Caixa bateu novo recorde em financiamento habitacional neste ano, com a contratação de R$ 19,6 bilhões até 23 de abril, o suficiente para atender 323.268 famílias, de acordo com os dados divulgados nesta quarta-feira. O montante é 126% superior ao emprestado no mesmo período do ano anterior. Em quantidade, a expansão é de 71%.

O programa federal Minha Casa, Minha Vida teve 417.814 contratos assinados até o dia 26 de abril, totalizando R$ 23,5 bilhões em investimentos.

A vantagem do feirão para quem está procurando um imóvel é reunir em um único local todos os agentes da cadeia, como construtoras, corretores, cartórios e técnicos do banco responsáveis por analisar e liberar os financiamentos.

Consultores alertam, no entanto, para que os futuros mutuários avaliem com calma as condições do empréstimo e não apenas se a parcela vai caber no orçamento, além da estrutura do imóvel e do seu entorno, o que inclui transporte, comércio local e segurança, para não se arrepender depois do negócio fechado.

As linhas de financiamento da Caixa atendem a todas as faixas de renda familiar, têm prazo de pagamento de até 30 anos e juros que variam entre 4,5% e 13% ao ano, mais TR.

Veja o cronograma dos feirões:

Belém: 7 a 9 de maio
São Paulo: 13 a 16 de maio
Fortaleza: 14 a 16 de maio
Curitiba: 20 a 23 de maio
Salvador: 20 a 23 de maio
Rio: 20 a 23 de maio
Recife: 21 a 23 de maio
Brasília: 21 a 23 de maio
Uberlândia: 21 a 23 de maio
Campinas: 21 a 23 de maio
Florianópolis: 21 a 23 de maio
Porto Alegre: 21 a 23 de maio
Belo Horizonte: 11 a 13 de junho

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segunda-feira, 26 de abril de 2010

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domingo, 25 de abril de 2010

Aluguéis novos sobem 10% em 12 meses até março, diz Secovi-SP

Os aluguéis de casas e apartamentos contratados em março registraram aumento médio de 10% no acumulado dos últimos 12 meses, de acordo com pesquisa mensal realizada pelo Sindicato das Empresas de Compra, Locação e Administração de Imóveis Comerciais de São Paulo (Secovi-SP) na capital paulista. A alta bem superior a dos diversos índices de preços, considerando que a inflação oficial, medida pelo IPCA, do IBGE, apresentou alta de 5,17%, e o IGP-M, da Fundação Getúlio Vargas, subiu 1,94%, também nos 12 meses encerrados em março.

Essa alta representa a maior variação no período de 12 meses desde junho de 2009, quando se observou aumento de 11,33%. Em relação aos valores praticados em fevereiro, os novos contratos de aluguel apresentaram alta de 2%.

A maior variação no comparativo de março ante fevereiro foi registrada nos imóveis de até dois quartos, de 2,5%. O aluguel de residências de um quarto registrou alta média de 2%, enquanto a de três dormitórios apresentou a menor alta, de 0,8%.

No período, o Índice de Velocidade de Locação (IVL), que mede o intervalo em que o imóvel ficou desocupado, variou de 16 a 34 dias. Casas e sobrados foram alugados mais rapidamente do que os apartamentos em março.

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sábado, 24 de abril de 2010

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sexta-feira, 23 de abril de 2010

Vendas de imóvel usado sobem 36% no Estado de SP

Do total comercializado em janeiro, 55% foram apartamentos e 45% casas

SÃO PAULO - As vendas de imóveis usados no Estado de São Paulo cresceram 36,01% em janeiro em relação a dezembro, totalizando 640 unidades, de acordo com pesquisa divulgada nesta sexta-feira, 23, pelo Conselho Regional de Corretores de Imóveis do Estado de São Paulo (Creci-SP), com base em dados de 1.361 imobiliárias. Com isso, o índice de vendas estadual passou de 0,3458 no final do ano passado para 0,4702 em janeiro. Do total comercializado, 55% foram apartamentos e 45% casas.

Os imóveis mais vendidos na capital em janeiro, com 57,45% do total de contratos, foram os de valor superior a R$ 200 mil. No interior, os mais vendidos foram as casas e apartamentos de valor entre R$ 141 mil e R$ 160 mil, somando 19,72% dos negócios fechados pelas imobiliárias.

Segundo o presidente do Creci-SP, José Augusto Viana Neto, mesmo sendo um mês marcado pelas férias, janeiro tem um ritmo mais intenso de atividade imobiliária, "mas não se trata de uma explosão de vendas e de locação, como sugerem os números que surgem da comparação com dezembro".

No mercado de locação os resultados foram ainda mais expressivos. No primeiro mês do ano, o número de imóveis alugados cresceu 103,72% ante dezembro. No período, as imobiliárias consultadas alugaram 2.285 casas e apartamentos. Com o resultado, o índice estadual de locação subiu de 0,8241 em dezembro para 1,6789 em janeiro. O crescimento foi registrado nas quatro regiões pesquisadas, atingindo 293,46% nas cidades do A, B, C, D, Guarulhos e Osasco; 211,25% no Interior; 25,13% no Litoral; e 19,25% na Capital.

"Esse salto reflete peculiaridades do mês de janeiro, mas também pode ser um indicativo de que a renda das famílias está crescendo e que será um dos fatores capazes de sustentar a expansão da economia em ritmo quase 'chinês' este ano", acrescenta Viana Neto. As peculiaridades são uma referência ao hábito e à necessidade de muitas famílias, casais e estudantes de mudar de casa em janeiro, aproveitando as férias escolares.

A performance é atribuída também ao fato de que dezembro é um mês de baixa atividade imobiliária, em razão das férias escolares, comemoração do Natal e preparativos do Ano Novo. "Daqui para frente, passado o Carnaval, é que começaremos a ter uma tendência mais segura do comportamento do mercado de imóveis usados e de locações residenciais neste ano", diz Viana Neto.

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Mudança no “Minha Casa, Minha Vida” 2 diminui faixa de famílias atendidas pelo programa

Setor imobiliário vai debater alterações com o governo e espera que desvinculação da renda ao salário mínimo não entre em vigor.

23/04/10 - Dentre as alterações anunciadas pelo governo para a segunda fase do programa “Minha Casa, Minha Vida”, está a desvinculação da tabela de concessão de subsídios ao número de salários mínimos. Quando lançado, há um ano, o programa habitacional visava ao atendimento de famílias com renda até 10 salários mínimos. Agora, foram estabelecidos tetos que variam de R$ 1.395,00 a R$ 4.750,00. “Isso é ruim para a sociedade, porque parcela importante da população fica fora do programa e deixa de receber subsídios maiores e outros benefícios, como juros baixos e isenções cartorárias”, diz o presidente do Secovi-SP, João Crestana.

Se fosse mantida a mesma regra, ou seja, atualizar a tabela pelo novo valor do mínimo (R$ 510,00), famílias com renda mensal de R$ 1.530,00 não seriam excluídas da primeira faixa do programa, assim como aquelas com ganhos até R$ 5.100,00, da faixa mais elevada.

Para o sindicato, a mudança tolhe a abrangência do programa em mais de 40% nos próximos quatro anos, admitindo-se uma futura nova correção do salário mínimo nos níveis efetuados em 2010. Também há prejuízo para regiões como São Paulo, Rio de Janeiro e Belo Horizonte, onde os salários são maiores, até porque o custo de vida também é maior, sem contar que em tais regiões metropolitanas os preços definidos para os imóveis no início do programa (em São Paulo, por exemplo, R$ 52 mil) têm se mostrado insuficientes. Com a nova prioridade, a distorção se agrava.

O mercado imobiliário espera conseguir corrigir essas imperfeições no debate a ser efetivado nos 90 dias previstos para detalhamento do programa, como aconteceu em sua fase inicial. “O anúncio foi uma declaração de intenções, que servirá como base para debates e trabalhos em conjunto com a equipe do governo, por meio do diálogo e entendimento produtivo”, diz Crestana.

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quinta-feira, 22 de abril de 2010

Financiamento imobiliário com recursos da poupança bate recorde em março e no ano

As operações de crédito imobiliário com recursos da poupança atingiu R$ 4,1 bilhões em março, registrando o melhor resultado para esse mês da série histórica, iniciada em 1967, de acordo com os dados divulgados nesta quinta-feira pela Abecip (Associação Brasileira das Entidades de Crédito Imobiliário e Poupança).

O montante superou em 37,7% os R$ 3,0 bilhões registrados em fevereiro e em mais de 82% os R$ 2,3 bilhões contratados no mesmo mês do ano passado.

No acumulado do primeiro trimestre, as contratações somaram R$ 9,98 bilhões, batendo novo recorde para o período, com crescimento de 70% no comparativo com igual intervalo em 2009.

Em março, 28.912 unidades foram financiadas, com alta de 17% sobre fevereiro e de 34,8% no confronto com o mesmo mês no ano passado. No primeiro trimestre (76.539 imóveis), houve aumento de 38%.

O resultado reforça a estimativa da Abecip de que 2010 registrará um novo recorde nas operações de crédito imobiliário realizadas pelos agentes do SBPE (Sistema Brasileiro de Poupança e Empréstimo), totalizando cerca de R$ 50 bilhões no ano. Isso representaria um crescimento de 47% sobre o valor (R$ 34 bilhões) contabilizado em 2009.


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quarta-feira, 21 de abril de 2010

Facebook unveils big privacy changes

NEW YORK (CNNMoney.com) -- Facebook unveiled a host of changes at its f8 developers conference that are already ruffling some users' feathers.

Included are major revisions to Facebook's privacy settings, which will allow some select third-party Web sites to access and store users' personal information.

Those sites can use that information to show what a user's Facebook friends have been doing on their sites. CNN, IMDB.com and ESPN.com are among the first sites signing up to use the technology. So if you're a Facebook user reading CNN.com, you'll be able to see what all your Facebook friends are looking at, view recommended stories and see which friends liked which stories.

Users will be able to share more of the outside Web with their social network.

"This is the most transformative thing we've ever done for the Web," said Facebook Chief Executive Mark Zuckerberg in his keynote address Wednesday. "These new technologies will help create instantly social and personalized experiences on the Web."

But even before the announcement, critics expressed concern about the privacy implications of such a service. A similar program called Beacon, unveiled in 2007, caused such a stir among users that the company canned it last year.

Some experts say Facebook learned from its mistakes with Beacon, but it still needs to frame the argument better to get its customers on board. Instead of waiting until Wednesday, Facebook somewhat covertly made the proposed change to its privacy policy late last month and opened it up for public comment.
Facebook vs. Google: Game On

"It's not a surprise that the feedback has been quite negative so far," said Augie Ray, social networking analyst for Forrester Research. "Facebook needs to start framing these issues in ways that make the benefits to consumers clear. They're being much more transparent, but there's still a lot of room for improvement."

Despite some pushback from users, the move is part of a big effort from Facebook to continue to grow beyond facebook.com.
0:00 /2:39Facebook's 6th birthday

"It's evident that Facebook wishes to expand its reach," said Ray. "Facebook has created a very effective and valuable destination site that eats up enormous amounts of users' time, but for the most part, users have to go to facebook.com to get that value."

Big changes

Universal "like" button: One of the major new items that users will see is a "like" button displayed on Web sites outside of Facebook. The social network will collect that data to better understand and map its users preferences.

The "like" button on Facebook broadcasts what photos, comments or posts a user likes. Facebook announced Wednesday that "like" buttons will start to show up across the Internet, enabling users to share items with friends even when they're not physically on facebook.com.

For instance, liking "The Godfather" on IMDB.com will put that movie in a user's movie interests section of their Facebook page. Liking a baseball player on ESPN.com will put up-to-date information about that player in a user's news feed.

To compliment the universal "like" button, Facebook has changed its internal "Become a Fan" button to "like" as well.

Facebook also will provide a Facebook "social bar" tool that third-party Web sites can display at the bottom of a page, which will let users access some Facebook features without leaving the site, including chat, and activity streams. Similarly, Facebook said third-party Web sites will soon be able to host a number of Facebook features on their sites.

New profiles, new pages: Facebook is changing users' profile pages so that the "pages" section will no longer appear in a separate section on the bottom of the "info" page. Those pages will be brought up to the "interests" section.

Users will be asked to convert their interests into fan pages: Is one of your interests "The Beatles?" Well, now you're a fan of The Beatles. By default, users will receive notifications from their fan pages in their news feed.

Doesn't sound like such a big deal, but here's the kicker: Users who choose to convert their interests to "pages" will lose privacy control with the new changes. Many parts of users' profiles, including hometowns, birthdays, education, religion and work interests would be considered "connections" if a user converts them, making them public to anyone.

Facebook vs. Google: Game On

Jessi Hempel

Facebook’s new features are positioning it to organize the Web. Can it best Google?

Can Facebook out-Google Google? The competition is mounting between the Web’s two largest destinations as Facebook unleashes a string of new features. Set to debut at Facebook’s April 21 developers conference, they may lay the groundwork for reorganizing the Internet according to the relationships between people instead of pages—with massive implications for both search and advertising.

Back when the Web was simply pages we clicked through on our laptops, Google (GOOG) was king of search, serving up the most relevant and popular Web destinations. It still does the best job of any single search engine at turning up what we want, and it’s constantly refining its algorithms to give us the most relevant results based on our past searches. So when a colleague and I both plugged “Heidi Klum” into our Google search boxes recently, my first three results were text links to articles while he received photographs of the supermodel. We showed these screens to Google Chief Economist Hal Varian during an interview last week, and he gave an approving nod: It was a successful result of the company’s massive endeavor to personalize and improve searches.

But as the Web becomes more dynamic, Google falls short.

Thanks to microblogging services and social networks, anyone can publish online and mine the results in real time, creating a massive amount of data that often exists inside a social network and is difficult to index and nearly impossible to deliver results on in real time. Also, the Web can now be found on any device that has a browser—Blackberries, iPads, and laptops are just the beginning. And we depend on the web to turn up higher volumes of increasingly more relevant information. It's become increasingly clear that we need better ways to organize that information. When I search for Heidi Klum, I also wanted to know what my friends have to say about her, what articles they’ve read about her, and whether she happens to be, say, speaking right this second at a bookstore two blocks down from me.

Facebook's Mission to Extend Social Networking

With its newest round of features, Facebook lays the groundwork to meet this desire by reaching far beyond the social network itself. With the rumored “like” button that founder Mark Zuckerberg will announce in his keynote, users will be able to “like” Websites and Facebook will collect that data, creating an expanding map of the preferences people express across the the entire Internet.

Facebook is also reported to be preparing a tool bar that Web publishers can affix to the bottom of a page, allowing users to do their social networking without leaving, say, the New York Times (NYT) Website. And blogs report Facebook may be experimenting with developer tools that will allow any page on the Web to have the features of a Facebook page.

As it launches more features outside the Facebook site, the company’s strategy is starting to look remarkably similar to Google’s early strategy. As the Times points out, the search engine began as a destination for searchers. To grow, it first syndicated its search box to other websites, and later, its advertising platform.

Is Google Keeping Up?

Meanwhile most of Google’s efforts at harnessing the new types of information passed around within social networks have fallen flat.

The company has inked a deal to show Twitter results in its search stream, but it's not yet clear how they improve Google's traditional search experience. And Google’s February launch of Buzz as a feature that let Gmailers share updates and content was met with outcries from users irked at having their address books suddenly made public in the form of friend lists that their followers could view. The strategy Google employs is remarkably different, both from its early days, and from where Facebook is today. Rather than bringing their software to the places users already are, Google is trying to build new sandboxes for users to come into. So far, they don't seem interested in bringing their toys to play. Facebook, meanwhile is trying to make all of the Internet into its sandbox, by offering more and better intergration with the tools and websites users already like.

Yet for all of Facebook’s sharing capabilities, it has yet to conquer one of the most social territories on the Web—and one of the places where users spend the most time: the inbox. The site’s messaging system is clunky and hard to organize. Google still holds users' attention with Gmail, the best free email system available, and despite the poor reception Buzz received, the company was smart to think about how it could turn its email platform into a social networking platform—or find a better way to harness the social aspects of the Web and organize it into an improved search product, before it's too late.

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segunda-feira, 19 de abril de 2010

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Um NOVO MARCO na industria do MLM em PRÉ-LANÇAMENTO!

Uma nova empresa de MLM está nascendo nos EUA, com um novo produto patenteado e com uma nova formula de MLM. Está tudo em segredo. O lançamento será no dia 15 de Maio.

Esta companhia foi formada pelos maiores gurus do MLM em nível mundial. Toda a gente que se cadastrar depois de você, fica na sua rede. Funciona por ordem de chegada.

Nosso Plano de Compensação é tão inovador que nós temos absoluta certeza de que ele será copiado, tão logo divulgado. Brevemente estaremos divulgando todos os detalhes. Nosso conselho: Garanta seu lugar IMEDIATAMENTE! COMPLETAMENTE GRÁTIS! Vale a pena. Pode acreditar.

Ser dos primeiros em um negócio que se prenuncia GRANDE, pode representar uma mudança radical em sua vida. Ser dos primeiros aqui vai mudar sua situação financeira. Nosso sistema é tão surpreendentemente criativo que milhares ouvirão falar acerca logo no lançamento. Vai se espalhar pela rede como um rastilho de pólvora! Você tem a oportunidade de ganhar dinheiro por cada um que se cadastrar após você, tenha indicado ou não. TODOS. Não estou brincando. TODOS que se cadastrarem após você podem lhe gerar renda.

Nós queremos que mais pessoas ganhem e mais frequentemente. Este sistema vai fazer parecer a venda direta uma brincadeira de criança. Dito isto, cadastre-se, pegue seu site GRÁTIS e saia por aí divulgando. Vem coisa muito boa por aí. Diga a todos os amigos conhecidos e contactos da Internet que "Garanta seu lugar GRATUITAMENTE" agora!

O cadastro é GRÁTIS! Garanta seu lugar AGORA!

http://www.promovabem.com/lockyourspot/

360 – Lock Your Spot

******HOT HUGE PRE-LAUNCH*****

This is a Huge Money Opportunity

Introducing 360° SmartLine System

Have you locked in your position in the SmartLine system? Thousands of people are looking at this every hour. Many of them are signing up. Everyone who signs up after you is on your team. This is pretty exciting, and it’s about to get better!
The compensation plan is so innovative that it will surely be admired and copied! The details will be released soon.

Lock in your spot ASAP for FREE! It’s worth it. Trust me! You can not afford not to join, because you are joining for FREE.

If you don’t know being first in something BIG can be life changing. Being first here can turn your life around. The early bird gets the worm!!! I now have over 3,500 members in my downline in only 3 short days.

Tell everyone you know about this opportunity and tell them to go to: http://www.LockYourSpot.com/nilobezerra . They will benefit from a chance to lock in their position and from the amazing products that are coming soon. Don’t keep this information to yourself! Think of it as a great way to start helping others, starting right now.

Launching May 15th 2010!

P.S. Don’t forget that EVERYONE who joins this opportunity after you will be on your Smart Line team. Timing is everything, so get the word out to everyone you care about today.

Don’t forget to Lock Your Spot Now while it is FREE.

http://www.LockYourSpot.com/nilobezerra